PIA and Penn National Insurance are proud to offer the most comprehensive and affordable excess insurance protection available, packaged into one easy-to-manage policy. Written by agents for agents, this policy offers competitive rates and comprehensive coverage, including E&O exposures. Our simplified rate schedule is based upon your agency’s staff size and provides a quick determination of your base policy premium. We also provide versatile pricing options which recognize your agency’s particular qualities and special exposures. And, we offer payment options for policies of any premium size.
If umbrella policies are good for individuals, then they are imperative for business. When a catastrophic liability loss occurs, a commercial umbrella insurance policy can mean the difference between a business surviving, or not.
The rising costs of lawsuits and judgments are important for today’s business owner to consider. Catastrophic liability losses can happen to any business at any time, and a commercial umbrella policy protects you when those losses exceed your basic liability coverage. The time and effort you have taken to build your business is too important for it to disappear after one unforeseen event.
Commercial Umbrella helps you protect your assets by providing liability limits above and beyond your other policies. In some cases, it even broadens your protection. Due to the unpredictable nature of jury awards, we recommend that your business insurance program include this coverage.